6 Year | Issue 15

Instalment Savings

For a convenient regular savings product offering a return, why not consider our 6 Year Instalment Savings product.

  • 3.5% Total Return
  • 0.63% AER
  • Tax Free

Product Highlights

  • Based on 12 monthly contributions reinvested for a further 5 years
  • 100% protected by the State
  • Tax free to Irish Residents
  • No fees, charges or commissions
  • Fixed rate of return
  • To benefit from the full return, you must hold the product to maturity. See terms and conditions for details on the returns if you encash early
  • Minimum €25 up to maximum €1,000 per month
  • Automatic annual renewal offer, with the option to alter the savings amount
  • Access to your initial investment and any interest earned with 7 days notice
  • The Instalment Savings product cannot be purchased online
  • Terms and conditions apply
Find out more

Interest Rates & Returns

Returns based on €1,000 investment following year 1 of 12 monthly contributions

Show yearly returns
TermAERInterestYour Return
Year 10.00%0.00%€1,000.00
Year 20.00%0.00%€1,000.00
Year 30.10%0.25%€1,002.50
Year 40.10%0.35%€1,003.50
Year 50.11%0.50%€1,005.00
Year 60.63%3.50%€1,035.00

Our 6 Year Instalment Savings Scheme is 100% State protected and tax free.

Download application form

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Registered for State Savings Online?

If you are already registered with State Savings Online, you may sign in now for fast, easy purchase. Alternatively, if you have purchased a State Savings product since 5th October 2014, or know your State Savings Customer Number (SSCN), you may continue as a guest.