• Based on 12 monthly contributions reinvested for a further 5 years
• 100% protected by the State
• Tax free to Irish Residents
• No fees, charges or commissions
• Fixed rate of return
• To benefit from the full return, you must hold the product to maturity. See terms and conditions for details on the returns if you encash early

• Minimum €25 up to maximum €1,000 per month
• Automatic annual renewal offer, with the option to alter the savings amount
• Access to your initial investment and any interest earned with 7 days notice
• The Instalment Savings product cannot be purchased online
• Terms and conditions apply

Frequently asked questions

• Will I pay any fees, charges or commissions?

• Are State Savings products subject to tax?

• Are my State Savings products guaranteed?

• I don't live in Ireland. Can I buy Prize Bonds and State Savings products?

Forms & Downloads

• Instalment Savings Brochure

• Instalment Savings Application Form

• Instalment Savings Specific Conditions

• Instalment Savings Repayment Form