Why Save With Us?

Ensuring your savings are safe and secure is important. At State Savings your money is placed directly with and protected by the Irish State.

Rest assured

The repayment of all State Savings money is a direct and unconditional obligation of the Government of Ireland. Funds saved in State Savings Fixed Term products and Prize Bonds are placed in the Central Fund of the Exchequer and are used to fund Government expenditure. They form part of the National Debt of Ireland.

View and Manage your State Savings products online

State Savings Online is the easy way to manage your savings. View and manage your holdings across all State Savings Fixed Term, Prize Bonds and Instalment Savings products. Initiate repayments to your nominated bank account (sole holdings) or reinvest funds to another State Savings product, including Prize Bonds. Register for State Savings Online.

No fees and tax free savings product options

At State Savings we believe trust is built on transparency. Therefore there are no fees, hidden or otherwise. That includes no transaction charges when you lodge or withdraw your money. We offer attractive tax free savings products.

100% protected by the State

All of your savings, no matter how much you save with us, is protected by the State. At State Savings there is no upper limit of the amount protected, and there is no expiry or end date for this protection. 

Straightforward Savings Products

Savings Ideas

'The best time to plant a tree was 20 years ago. The second best time is now.' We have State Savings products to suit you no matter what stage you are at in life's journey.

Savings Calculator

Registered for State Savings Online?

If you are already registered with State Savings Online, you may sign in now for fast, easy purchase. Alternatively, if you know your State Savings Customer Number (SSCN), you may continue as a guest.