- Based on 12 monthly contributions, reinvested for a further 5 years
- No fees, charges or commissions
- Fixed rate of return
- To benefit from the full return, you must hold the product to maturity
- See terms and conditions for details on the returns if you cash in early
- View and manage your holdings with Ireland State Savings Online
- Repayment made into your bank account
- Minimum €25 up to maximum €1,000 per month
- Automatic annual renewal offer, with the option to alter the savings amount
- You may cash in your products early and you will still get your original savings back in full with any interest due. See Terms and Conditions for full details
- Terms and conditions apply
Show yearly returns
| Term | AER* | Interest | Your Return |
|---|---|---|---|
| TermYear 1 | AER0.00% | Interest0.00% | Your Return€1,000.00 |
| TermYear 2 | AER0.00% | Interest0.00% | Your Return€1,000.00 |
| TermYear 3 | AER0.83% | Interest2.10% | Your Return€1,021.00 |
| TermYear 4 | AER0.99% | Interest3.50% | Your Return€1,035.00 |
| TermYear 5 | AER1.81% | Interest8.40% | Your Return€1,084.00 |
| TermYear 6 | AER2.33% | Interest13.50% | Your Return€1,135.00 |
*AER on Instalment Savings assumes an average term of 5½ year (12 equal monthly lodgements followed by a 5 year term)
Frequently asked questions
Prize Bonds
- Prize Fund rate currently 1.50%
- Weekly jackpot of €100,000
- Monthly prize of €500,000
- Tax Free Prizes
Prize Bonds as a Gift
- Prize Fund rate currently 1.50%
- Weekly jackpot of €100,000
- Monthly prize of €500,000
- Tax Free Prizes