6 Year | Issue 17

Childcare Plus

It makes sense to plan for your children’s future. Saving your monthly Child Benefit couldn’t be easier with our State Savings Childcare Plus.

  • 10% Total Return
  • 1.75% AER
  • Tax Free

Product Highlights

  • Based on 12 monthly contributions reinvested for a further 5 years
  • Direct monthly payment of Child Benefit to Childcare Plus
  • No fees, charges or commissions
  • Fixed rate of return
  • Register, view and manage your holdings online with State Savings Online
  • Repayment directly into your bank account


  • Minimum €25 up to maximum €1,000 per month (amounts above maximum €12,000 per annum will be transferred to Childcare Save, a variable interest rate account, subject to DIRT)
  • Automatic annual renewal offer, with the option  to alter the savings amount
  • Access to your initial investment and any interest earned with 7 days notice
  • To benefit from the full return, you must hold the product to maturity. See terms and conditions for details on the returns if you encash early
  • Terms and conditions apply
Find out more

Interest Rates & Returns

Returns based on €1,000 investment following year 1 of 12 monthly contributions

Show yearly returns
TermAERInterestYour Return
Year 10.00%0.00%€1,000.00
Year 20.00%0.00%€1,000.00
Year 30.60%1.50%€1,015.00
Year 40.71%2.50%€1,025.00
Year 51.30%6.00%€1,060.00
Year 61.75%10.00%€1,100.00

Save your monthly Child Benefit with State Savings Childcare Plus

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Registered for State Savings Online?

If you are already registered with State Savings Online, you may sign in now for fast, easy purchase.

Alternatively, click ‘Buy now’ to proceed with your purchase.