Deposit Account - Book Based

Looking for an account with ease of access to your money, why not consider our Book Based Deposit Account.

  • 0.05% Variable
  • 0.05% AER
  • No Fees or Charges

Product Highlights

  • Post Office Savings Bank Deposit Account (POSB)
  • Book based
  • No fees, charges or commissions
  • Minimum deposit €0.01
  • Interest earned is subject to Deposit Interest Rate Tax (DIRT) at the prevailing rate
  • Interest is calculated daily and added to your holdings at 31 December each year
  • Additional lodgements can be made at any Post Office or directly by post
  • Up to €3,000 daily limit available on demand at any Post Office.
  • Over €3,000 limit is available subject to 7 days notice
  • This product is not available online
  • The POSB Account can be operated by an account holder aged 7 years or more without the consent of the child's parent or guardian
  • The maximum overall limit for POSB Deposit Accounts is €250,000 per individual customer. For non-individuals, the maximum overall limit is €5,000,000.
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Registered for State Savings Online?

If you are already registered with State Savings Online, you may sign in now for fast, easy purchase. Alternatively, if you know your State Savings Customer Number (SSCN), you may continue as a guest.