The Dormant Accounts Act 2001 sets a requirement for all financial institutions to identify accounts or investments where no customer transactions have taken place for the past 15 years or more and to designate these accounts or investments as Dormant Accounts. In the case of Savings Bonds, Savings Certificates, National Solidarity Bonds and Instalment Savings the 15 year period commences at the first maturity point of the investment, i.e. on completion of the initial investment period. Please see the State Savings Dormant Account Customer Notice for relevant dates for dormant State Savings products and further details on Dormant Accounts.