Saving for a House Deposit

Whether taking your first steps onto the property ladder or planning to trade up, use State Savings to plan for your dream home.

Buying a home is one of the biggest financial commitments most people will make. Providing a deposit requires planning and commitment.

Whether you are planning to buy soon or are just beginning to dream we have a selection of secure savings products that you can access quickly and easily.

If you have a lump sum to save, our 3, 4, or 5 year fixed term products may suit your needs. If you wish to save regularly, you may consider the 6 year Instalment Savings Product. Or you could accumulate your money in Prize Bonds and be in with a chance to win prizes every week.

Find the right savings products for you in the Our Products section along with a useful Savings Calculator.

Products that suit your needs

10 year Issue 8

National Solidarity Bond

  • 16% Total Return
  • 1.50% AER
  • Tax Free
Learn moreBuy now
5 year Issue 24

Savings Certificates

  • 5% Total Return
  • 0.98% AER
  • Tax Free
Learn moreBuy now
4 year Issue 6

National Solidarity Bond

  • 2% Total Return
  • 0.50% AER
  • Tax Free
Learn moreBuy now
3 year Issue 17

Savings Bonds

  • 1% Total Return
  • 0.33% AER
  • Tax Free
Learn moreBuy now
6 year Issue 16

Instalment Savings

  • 5.5% Total Return
  • 0.98% AER
  • Tax Free
Learn more

Prize Bonds for Me

  • Prize Fund rate currently 0.35%
  • Weekly Prize Draws
  • Tax Free Prizes
Learn moreBuy now

Prize Bonds as a Gift

  • Prize Fund rate currently 0.35%
  • Weekly Prize Draws
  • Tax Free Prizes
Learn moreBuy now
View all our products
 

Registered for State Savings Online?

If you are already registered with State Savings Online, you may sign in now for fast, easy purchase. Alternatively, if you have purchased a State Savings product since 5th October 2014, or know your State Savings Customer Number (SSCN), you may continue as a guest.

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