5 ½ Year Savings Certificates - Issue 21 

For your medium term savings why not consider our State Savings fixed return Savings Certificates.

Key features:

 7% return after 5 ½ years (AER 1.24%)

5 ½ year term

Fixed rate of return

Tax Free to Irish Residents

No fees, charges or commission

Min purchase €50

Maximum purchase €120,000 per individual per issue.

   • €240,000 in joint names, subject to individual maximum.

Annual Statement of Account

Access to your money at any time subject to 7 days notice.

Repayments made before the first six monthly period will receive a redemption payment based on Principal being repaid at the rate of 0.1% based on the number of days on deposit (excluding date of repayment)

Repayments made between subsequent six monthly periods will consist of

  1. the amount calculated by applying to the portion of the Principal Amount being redeemed, the Total Cumulative Interest Percentage for the most recent 6 month interval completed after of the Registration Date, and
  2. an amount calculated at a rate of 0.1% per annum on the portion of the Principal Amount being redeemed for the number of days (if any) from (and including) the date of the most recent completed 6 month interval to (but excluding) the date of Early Redemption

Notification of the maturity of Savings Certificates will be issued in advance setting out options for reinvestment in State Savings products or repayment.

Terms and conditions apply.