For your medium term savings why not consider our State Savings™ fixed return Savings Certificates.

Key features:

 15% return after 5 years (AER 2.83%)

5 year term

Fixed rate of return

Tax Free to Irish Residents

No fees, charges or commission

Min purchase €50

Maximum purchase €120,000 per individual.

   • €240,000 in joint names, subject to individual maximum.

Annual valuation statement of account

Access to your money at any time subject to 7 days notice.

Interest is calculated on a six monthly basis from the date of purchase and no interest is paid if repayment is made within the first six month. It is not possible to repay interest only.

Notification of the maturity of Savings Certificates will be issued in advance setting out options for reinvestment in State Savings™ products or repayment.

Terms and conditions apply.