For your short to medium term savings why not consider our State Savings™ 4 Year National Solidarity Bonds.

Key features:

Investors must be residents of Republic of Ireland

 Gross return of 8% over 4 years on your investment (Gross AER 1.94%)

   • Comprises 4 annual interest payments of 1%, subject to the prevailing DIRT rate, plus a tax free maturity bonus of 4% after 4 years (Net return 6.68%, net AER 1.63%)

4 year term

Fixed rate of return

Maturity Bonus of 4% (Tax Free to Irish Residents)

No fees, charges or commission

Min purchase €50

Maximum purchase €250,000 per individual per issue

   • €500,000 from 2 persons jointly or €750,000 from 3 persons jointly, subject to individual maximum holding.

Statement of account issued January and July each year

Access to your money at any time subject to 7 days notice.

Interest is calculated on an annual basis based on the value in the bond on the anniversary date.

   • The annual 1% interest is paid into a linked State Savings Account and can be repaid directly to you.

   • No interest is paid on amounts repaid between anniversary dates.

Notification of the maturity of National Solidarity Bonds will be issued in advance setting out options for reinvestment in State Savings™ products or repayment.

Terms and conditions apply.

Non-resident customer declaration form

If you are non-resident in Ireland you may claim the payment of Interest without the deduction of Deposit Interest Retention Tax (DIRT). Please note you may have a tax liability on this interest in the State in which you currently reside. Your must advise State Savings if you subsequently become an Irish Resident. For Joint accounts all parties must be non-resident to qualify for the DIRT exemption.

Customers aged 65 or over

If you or your spouse are aged 65 or over you may qualify to receive interest on your account DIRT free – see further information on www.revenue.ie/en/tax/dirt/leaflets/de1.html