For a convenient regular savings account offering a return why not consider our State Savings™ Instalment Savings.

Key features:

Based on 12 monthly savings which are left on deposit for a further 5 year

20% return on your savings after 5 years (AER 3.37%)

Fixed rate of return

Tax Free to Irish Residents

No fees, charges or commission

Minimum savings €25 per month

Maximum savings €1,000 per month

Automatic annual renewal without the need to enter a new agreement, with the option to alter the savings amount

Annual valuation statement of accounts.

Access to your money at any time subject to 7 days notice.

Interest is calculated on an annual basis from the end of the savings cycle and no interest is paid if repayment is made before the first anniversary of the completion of the savings cycle. It is not possible to repay interest only.

Notification of the maturity of Instalment Save account will be issued in advance setting out options for reinvestment in State Savings™ products or repayment.

Terms and conditions apply.